Best Prepaid Cards for Bad Credit
Prepaid and debit cards offer the convenience of a card without the hurdle of a credit check. These cards are ideal for making daily purchases because they are debited directly from your account. These cards are generally guaranteed approval and are very similar in nature to a traditional checking account.
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1. ACE Elite™ Blue Visa® Prepaid Debit Card
Apply Here- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn up to 5% APY while you save in an optional savings account.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
- Perfect for occasional usage
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.72. Suede KLS Prepaid Visa® RushCard
Apply Here- Get your government benefits up to two days early with Direct Deposit.2 Certain restrictions apply. See card site for details.
- Check your balance, view transactions, and even transfer money with the RushCard mobile app.
- Shop online and in stores - everywhere Visa debit cards are accepted.
- Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
- Conveniently send money to friends and family who have a RushCard with a card to card transfer.
- Approval upon successful ID verification.1 No credit check9 or minimum balance required.
- Your Funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
- Choose your card color -- blue or pink
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.73. Pink ACE Elite™ Visa® Prepaid Card
Apply Here- Official Sponsor of the National Breast Cancer Foundation (NBCF).
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
- Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
- Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
- Perfect for occasional usage
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.74. Edge Prepaid Visa® RushCard
Apply Here- Get your government benefits up to two days early with Direct Deposit.2 Certain restrictions apply. See card site for details.
- Approval upon successful ID verification.1 No credit check9 or minimum balance required.
- Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
- Stay connected — keep track of your money on your mobile phone with the free RushCard app
- Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
- Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen.7 See card site for details.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
- Choose your card color -- blue or pink
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.75. Pink ACE Elite™ Visa® Prepaid Card
Apply Here- Official Sponsor of the National Breast Cancer Foundation (NBCF).
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
- Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
- Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
- Perfect for occasional usage
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.76. 24k Prepaid Visa® RushCard
Apply Here- Enroll in Direct Deposit and get your pay up to two days early.2 Certain restrictions apply. See card site for details.
- Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
- Transfer money to another RushCard member for just $0.99 per transaction.
- Approval upon successful ID verification.1 No credit check9 or minimum balance required.
- Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.7 See card site for details.
- Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
- Choose your card color -- blue or pink
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.77. Bronze ACE Elite™ Visa® Prepaid Debit Card
Apply Here- Mobile account access - available on GooglePlay and Apple App Store.
- Earn up to 5% APY while you save in an optional savings account.*
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
- Perfect for occasional usage
- Click here for all official application terms and details.
Apply HereAnnual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.78. Save $50 off Credit Repair Service – Applies to first-work fee for each spouse sign-up.
- Fund your new MasterCard® secured credit card with your tax refund today!
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Click here for all official application terms and details.
Annual Fee
Interest Rate
N/AReports Payment
NoEditors Rating
3.79. Control™ Prepaid MasterCard®
Apply Here- Stay in Control of your Money. No Overdraft or Surprise Fees
- Get your Paychecks or Tax Refunds up to 2 days faster with Direct Deposit
- Guaranteed Approval* (ID verification required). No Credit Check. No Minimum Balance
- Real-time Activity Alerts on your Mobile (Message rates may apply)
- Use your card anywhere a Debit MasterCard is accepted
- Visit any of the 130,000+ Reload Locations nationwide
- Funds are FDIC insured up to the current coverage limit (ID verification required)
- Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more
- Click here for all official application terms and details.
Apply HereAnnual Fee
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N/AReports Payment
NoEditors Rating
3.710. AccountNow® Prepaid MasterCard®
Apply Here- $0 monthly fee†
- No credit check∞ or ChexSystems check
- Instant account number
- Free† direct deposit — paycheck, benefit checks, tax refund checks
- Easy 24/7 online account access
- Earn Refer-a-Friend cash bonus
- Use it everywhere Mastercard Debit card accepted
- BBB Accredited A+ Company. Excellent Customer Service.
- Click here for all official application terms and details.
Apply HereAnnual Fee
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NoEditors Rating
3.7Bad Credit Champ Newsletter
Get emails on the lowest rates and best deals on credit cards as soon as they're released.
